/* GuidaFinanza.ink — custom stylesheet (no frameworks) */
:root{
  --bg: #071A33;
  --bg-2:#0B1F3B;
  --paper:#FFFFFF;
  --paper-2:#F6FAFF;
  --mint:#2AB3A6;
  --sun:#FFD166;
  --ink:#0C1320;
  --muted:#5B667A;
  --line: rgba(11,31,59,.12);
  --shadow: 0 18px 50px rgba(7,26,51,.14);
  --radius-xl: 22px;
  --radius-lg: 18px;
  --radius-md: 14px;
  --radius-sm: 12px;
  --container: 1120px;
}

*{ box-sizing:border-box; }
html{ font-size:16px; scroll-behavior:smooth; }
body{
  margin:0;
  font-family: "Source Sans 3", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  font-size:1rem;
  color:var(--ink);
  background: linear-gradient(180deg, #F6FAFF 0%, #FFFFFF 40%, #F0FFFB 100%);
  line-height:1.6;
}

img{ max-width:100%; height:auto; display:block; }
a{ color:inherit; text-decoration:none; }
p{ margin:0 0 1rem; color:var(--muted); }
h1,h2,h3{
  font-family:"Manrope", system-ui, -apple-system, Segoe UI, Roboto, Arial, sans-serif;
  margin:0 0 .75rem;
  line-height:1.15;
  color:var(--ink);
}
h1{ font-size:clamp(2rem, 3.4vw, 3.1rem); letter-spacing:-0.02em; }
h2{ font-size:clamp(1.55rem, 2.4vw, 2.2rem); letter-spacing:-0.01em; }
h3{ font-size:1.2rem; }

.small{ font-size:.95rem; }
.mini{ font-size:.9rem; }
.kicker{
  display:inline-flex; gap:.55rem; align-items:center;
  padding:.45rem .8rem;
  border:1px solid var(--line);
  background: rgba(255,255,255,.7);
  border-radius:999px;
  color:rgba(12,19,32,.86);
  font-weight:600;
}

.container{
  width:min(var(--container), calc(100% - 2rem));
  margin-inline:auto;
}

.skip-link{
  position:absolute; left:-999px; top:auto;
  width:1px; height:1px; overflow:hidden;
}
.skip-link:focus{
  left:1rem; top:1rem;
  width:auto; height:auto;
  padding:.7rem 1rem;
  background:var(--paper);
  border:1px solid var(--line);
  border-radius:999px;
  z-index:9999;
  box-shadow:var(--shadow);
}

/* Header */
.site-header{
  position:sticky; top:0; z-index:50;
  backdrop-filter: blur(10px);
  background: rgba(246,250,255,.74);
  border-bottom:1px solid rgba(11,31,59,.08);
}
.header-inner{
  display:flex; align-items:center; justify-content:space-between;
  padding:.9rem 0;
  gap:1rem;
}
.brand{
  display:flex; align-items:center; gap:.7rem;
  font-weight:800;
  letter-spacing:.2px;
}
.brand-badge{
  width:38px; height:38px; border-radius:12px;
  display:grid; place-items:center;
  background: linear-gradient(135deg, var(--bg-2), var(--mint));
  box-shadow:0 12px 30px rgba(7,26,51,.18);
}
.brand-badge i{ color:white; font-size:1.1rem; }
.brand span{ font-family:"Manrope"; }
.nav{
  display:flex; align-items:center; gap:1.1rem;
}
.nav a{
  padding:.4rem .6rem;
  border-radius:999px;
  color:rgba(12,19,32,.86);
  font-weight:600;
}
.nav a:hover{ background: rgba(42,179,166,.12); }
.nav-cta{
  display:flex; align-items:center; gap:.7rem;
}
.btn{
  display:inline-flex; align-items:center; justify-content:center;
  gap:.55rem;
  padding:.75rem 1rem;
  border-radius:999px;
  border:1px solid var(--line);
  background: var(--paper);
  font-weight:700;
  cursor:pointer;
  transition: transform .12s ease, box-shadow .12s ease, background .12s ease;
}
.btn:hover{ transform: translateY(-1px); box-shadow: 0 14px 40px rgba(7,26,51,.14); }
.btn-primary{
  background: linear-gradient(135deg, var(--mint), #6EE7D8);
  border-color: rgba(42,179,166,.35);
  color:#06212A;
}
.btn-dark{
  background: var(--bg-2);
  border-color: rgba(11,31,59,.25);
  color:white;
}
.btn-ghost{
  background: transparent;
}
.icon-btn{
  width:42px; height:42px;
  border-radius:14px;
  border:1px solid var(--line);
  background: rgba(255,255,255,.7);
  display:none;
  align-items:center; justify-content:center;
  cursor:pointer;
}
.icon-btn i{ color:rgba(12,19,32,.9); }

/* Hero */
.hero{
  padding: 3.2rem 0 2rem;
}
.hero-grid{
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 2rem;
  align-items:center;
}
.hero-card{
  background: rgba(255,255,255,.8);
  border:1px solid var(--line);
  border-radius: var(--radius-xl);
  padding: 1.25rem;
  box-shadow: var(--shadow);
}
.hero-visual{
  border-radius: var(--radius-xl);
  overflow:hidden;
  border:1px solid rgba(11,31,59,.10);
  box-shadow: 0 24px 60px rgba(7,26,51,.16);
}
.hero-points{
  display:grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: .75rem;
  margin-top: 1.25rem;
}
.pill{
  display:flex; gap:.6rem; align-items:flex-start;
  padding:.75rem .8rem;
  background: rgba(11,31,59,.04);
  border: 1px solid rgba(11,31,59,.08);
  border-radius: 16px;
}
.pill i{ margin-top:.18rem; color: var(--mint); }
.hero-form{
  display:grid;
  gap:.75rem;
  margin-top:1rem;
}
.field{
  display:grid;
  gap:.35rem;
}
.label{
  font-weight:700;
  color:rgba(12,19,32,.86);
}
.input, textarea, select{
  width:100%;
  padding:.85rem .95rem;
  border-radius: 16px;
  border:1px solid rgba(11,31,59,.14);
  background: rgba(255,255,255,.88);
  font:inherit;
  outline:none;
}
.input:focus, textarea:focus, select:focus{
  border-color: rgba(42,179,166,.75);
  box-shadow: 0 0 0 4px rgba(42,179,166,.14);
}
.form-row{
  display:flex; gap:.75rem; flex-wrap:wrap;
}
.form-row > *{ flex: 1 1 180px; }

.note{
  background: rgba(42,179,166,.10);
  border:1px solid rgba(42,179,166,.20);
  padding:.85rem 1rem;
  border-radius: var(--radius-lg);
  color:rgba(12,19,32,.78);
}

/* Sections */
.section{ padding: 3.2rem 0; }
.section.alt{
  background: linear-gradient(180deg, rgba(7,26,51,.02), rgba(255,255,255,0));
}
.section-head{
  display:flex; align-items:flex-end; justify-content:space-between;
  gap: 1rem;
  margin-bottom: 1.4rem;
}
.section-head p{ max-width: 54ch; }

.grid-2{
  display:grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap: 1.25rem;
  align-items:center;
}
.card{
  background: rgba(255,255,255,.86);
  border:1px solid var(--line);
  border-radius: var(--radius-xl);
  padding: 1.25rem;
  box-shadow: 0 16px 44px rgba(7,26,51,.10);
}
.card.soft{
  background: rgba(255,255,255,.72);
  box-shadow: none;
}
.card h3{ display:flex; gap:.6rem; align-items:center; }
.card h3 i{ color: var(--mint); }

.list{
  display:grid; gap:.6rem;
  margin: 0;
  padding:0;
  list-style:none;
}
.list li{
  display:flex; gap:.6rem; align-items:flex-start;
  padding:.6rem .7rem;
  background: rgba(11,31,59,.04);
  border:1px solid rgba(11,31,59,.08);
  border-radius: 16px;
}
.list li i{ margin-top:.2rem; color: var(--sun); }

.cards-3{
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 1.1rem;
}
.metric{
  display:flex; align-items:flex-start; justify-content:space-between; gap:1rem;
}
.metric b{
  font-family:"Manrope";
  font-size: 1.8rem;
  letter-spacing:-0.02em;
}
.badge{
  display:inline-flex; align-items:center; gap:.45rem;
  padding:.45rem .7rem;
  border-radius:999px;
  background: rgba(255,209,102,.22);
  border:1px solid rgba(255,209,102,.40);
  color: rgba(12,19,32,.84);
  font-weight:700;
}

/* Timeline */
.timeline{
  display:grid;
  gap:.7rem;
  margin:0; padding:0; list-style:none;
}
.step{
  display:flex; gap:.9rem; align-items:flex-start;
  padding: .9rem 1rem;
  border-radius: var(--radius-lg);
  border:1px solid rgba(11,31,59,.10);
  background: rgba(255,255,255,.72);
}
.step .dot{
  width:14px; height:14px; border-radius:999px;
  background: var(--mint);
  margin-top:.4rem;
  flex: 0 0 auto;
}
.step:nth-child(3) .dot{ background: var(--sun); }
.step b{ color: rgba(12,19,32,.92); }

/* FAQ */
.faq{
  display:grid; gap:.75rem;
}
.faq details{
  background: rgba(255,255,255,.82);
  border: 1px solid rgba(11,31,59,.10);
  border-radius: var(--radius-lg);
  padding: .9rem 1rem;
}
.faq summary{
  cursor:pointer;
  font-weight:800;
  font-family:"Manrope";
  color: rgba(12,19,32,.92);
  list-style:none;
}
.faq summary::-webkit-details-marker{ display:none; }
.faq summary::after{
  content:"\f078";
  font-family:"Font Awesome 6 Free";
  font-weight:900;
  float:right;
  color: rgba(12,19,32,.75);
}
.faq details[open] summary::after{ content:"\f077"; }

/* Contact */
.contact-grid{
  display:grid;
  grid-template-columns: .9fr 1.1fr;
  gap: 1.25rem;
  align-items:start;
}
.contact-item{
  display:flex; gap:.75rem; align-items:flex-start;
  padding:.8rem .9rem;
  border-radius: 18px;
  border:1px solid rgba(11,31,59,.10);
  background: rgba(255,255,255,.78);
}
.contact-item i{ color: var(--mint); margin-top:.2rem; }
.contact-item a{ text-decoration: underline; text-underline-offset: 3px; }

/* Footer */
.footer{
  background: linear-gradient(180deg, rgba(7,26,51,.06), rgba(7,26,51,.10));
  border-top:1px solid rgba(11,31,59,.10);
  padding: 2.2rem 0;
}
.footer-grid{
  display:grid;
  grid-template-columns: 1.2fr .8fr .8fr;
  gap: 1.2rem;
}
.footer a:hover{ text-decoration: underline; text-underline-offset: 3px; }
.footer .mini{ color: rgba(12,19,32,.70); }

/* Modal */
.modal{
  position: fixed;
  inset: 0;
  background: rgba(7,26,51,.52);
  display:none;
  align-items:center;
  justify-content:center;
  padding: 1.2rem;
  z-index: 999;
}
.modal[aria-hidden="false"]{ display:flex; }
.modal-card{
  width:min(560px, 100%);
  background: rgba(255,255,255,.95);
  border:1px solid rgba(255,255,255,.38);
  border-radius: var(--radius-xl);
  box-shadow: 0 40px 90px rgba(7,26,51,.28);
  overflow:hidden;
}
.modal-head{
  padding: 1rem 1.1rem;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:1rem;
  border-bottom:1px solid rgba(11,31,59,.10);
  background: linear-gradient(135deg, rgba(42,179,166,.14), rgba(255,209,102,.14));
}
.modal-body{ padding: 1.05rem 1.1rem 1.2rem; }
.modal-close{
  width:42px; height:42px;
  border-radius: 14px;
  border: 1px solid rgba(11,31,59,.14);
  background: rgba(255,255,255,.70);
  cursor:pointer;
}
.modal-close i{ color: rgba(12,19,32,.85); }

/* Cookie banner (HOME ONLY) */
.cookie{
  position: fixed;
  left: 1rem; right: 1rem; bottom: 1rem;
  z-index: 60;
  display:none;
}
.cookie.show{ display:block; }
.cookie-inner{
  width:min(var(--container), 100%);
  margin-inline:auto;
  display:flex;
  gap: 1rem;
  align-items:flex-start;
  justify-content:space-between;
  padding: 1rem 1.1rem;
  border-radius: var(--radius-xl);
  border:1px solid rgba(11,31,59,.12);
  background: rgba(255,255,255,.88);
  box-shadow: var(--shadow);
}
.cookie p{ margin:0; }
.cookie-actions{ display:flex; gap:.6rem; flex-wrap:wrap; justify-content:flex-end; }

/* Utility */
.hr{
  height:1px;
  background: rgba(11,31,59,.10);
  margin: 1.4rem 0;
}
.muted{ color: rgba(12,19,32,.70); }
.tag-row{ display:flex; gap:.55rem; flex-wrap:wrap; }
.tag{
  display:inline-flex; gap:.45rem; align-items:center;
  padding:.45rem .7rem;
  border-radius:999px;
  border:1px solid rgba(11,31,59,.12);
  background: rgba(255,255,255,.72);
  font-weight:700;
  color: rgba(12,19,32,.82);
}
.tag i{ color: var(--mint); }

/* Responsive */
@media (max-width: 980px){
  .hero-grid{ grid-template-columns: 1fr; }
  .hero{ padding-top: 2.3rem; }
  .cards-3{ grid-template-columns: 1fr; }
  .grid-2{ grid-template-columns: 1fr; }
  .contact-grid{ grid-template-columns: 1fr; }
  .footer-grid{ grid-template-columns: 1fr; }
  .icon-btn{ display:flex; }
  .nav{
    position: fixed;
    top: 72px;
    left: 1rem;
    right: 1rem;
    background: rgba(255,255,255,.96);
    border: 1px solid rgba(11,31,59,.10);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow);
    padding: .8rem;
    display:none;
    flex-direction:column;
    align-items:flex-start;
  }
  .nav.open{ display:flex; }
  .nav a{ width:100%; padding:.75rem .85rem; }
  .nav-cta{ width:100%; display:grid; grid-template-columns: 1fr 1fr; }
}

@media (prefers-reduced-motion: reduce){
  *{ scroll-behavior:auto; transition:none !important; }
}